COOKIE NOTICE

Effective Date: July 15, 2026

This Cookie Notice explains how Kaw Valley Digital, LLC, doing business as Kaw Valley Financial (“Kaw Valley Financial,” “we,” “us,” or “our”), uses cookies and similar technologies on KawValleyFinancial.com.

This Cookie Notice should be read together with our Privacy Policy, which explains more broadly how we collect, use, disclose, retain, and protect information.

1. What Cookies Are

Cookies are small data files that a website may place on your computer, smartphone, tablet, or other device when you visit the website.

Cookies may allow a website to:

  • Recognize a browser or device;

  • Remember preferences;

  • Maintain website functions;

  • Understand how visitors use the website;

  • Measure website performance;

  • Detect errors or security risks; and

  • Support marketing or advertising activities.

Some cookies remain on a device only while the browser is open. These are commonly called session cookies.

Other cookies may remain after the browser is closed and recognize the browser during a later visit. These are commonly called persistent cookies.

2. Similar Technologies

In addition to cookies, the website may use similar technologies, including:

  • Tracking pixels;

  • Web beacons;

  • Tags;

  • Scripts;

  • Local storage;

  • Software development tools;

  • Device identifiers; and

  • Analytics technologies.

For simplicity, this Cookie Notice generally refers to all these technologies as “cookies.”

3. Information Cookies May Collect

Depending on the technology used, cookies may collect or generate information such as:

  • Internet Protocol address;

  • Browser type and version;

  • Device type;

  • Operating system;

  • Approximate geographic location;

  • Referring website or source;

  • Pages visited;

  • Links or buttons selected;

  • Date and time of a visit;

  • Time spent on a page;

  • Navigation patterns;

  • Website errors;

  • Form interactions;

  • Advertising or campaign identifiers; and

  • Cookie or device-identification numbers.

Cookie information may be combined with information you voluntarily submit, such as when you complete a contact, referral, or financing-review form.

4. Categories of Cookies We May Use

The website may use the following categories of cookies.

Strictly Necessary Cookies

These cookies support essential website operations and security.

They may be used to:

  • Load and display webpages;

  • Maintain website sessions;

  • Process form submissions;

  • Remember privacy choices;

  • Prevent fraudulent or abusive activity;

  • Balance website traffic; and

  • Protect the website from security threats.

The website may not function properly without these cookies.

Functional Cookies

Functional cookies help remember choices and improve website convenience.

They may remember:

  • Display preferences;

  • Form settings;

  • Language or location preferences;

  • Previously entered information; and

  • Other website customizations.

Disabling functional cookies may cause certain features to work differently or become unavailable.

Analytics and Performance Cookies

Analytics cookies help us understand how visitors use the website.

They may provide information about:

  • The number of website visitors;

  • The pages visitors view;

  • How visitors arrive at the website;

  • How long visitors remain on particular pages;

  • Which links visitors select;

  • Whether visitors encounter errors; and

  • Which website content appears most useful.

We may use this information to maintain, evaluate, and improve the website and its content.

Advertising and Marketing Cookies

The website may use advertising or marketing cookies to:

  • Measure advertising effectiveness;

  • Identify the source of a website visit;

  • Attribute inquiries to particular campaigns;

  • Limit repeated advertisements;

  • Build or measure advertising audiences; and

  • Deliver advertising based on prior website activity.

These cookies may be placed by Kaw Valley Financial or by an advertising, analytics, or social-media provider.

Advertising cookies are not necessary for the website’s basic operation.

5. First-Party and Third-Party Cookies

First-party cookies are placed directly by Kaw Valley Financial’s website or website platform.

Third-party cookies are placed or accessed by another company whose technology is used on the website.

Third parties may include providers of:

  • Website hosting;

  • Website-building and funnel services;

  • Embedded forms;

  • Scheduling tools;

  • Analytics;

  • Advertising;

  • Video or media content;

  • Spam and fraud prevention;

  • Customer-relationship management;

  • Email communications; and

  • Other website features.

A third party may process information according to its own privacy policy and terms. Kaw Valley Financial does not control every aspect of an independent third party’s information practices.

6. Forms and Financing-Review Requests

When you complete a contact, referral, or financing-review form, cookies and related technologies may record technical information concerning the submission.

This may include:

  • The page from which the form was submitted;

  • The date and time of submission;

  • Browser and device information;

  • Campaign or referral-source information;

  • Whether required form fields were completed; and

  • Information used to detect spam, fraud, or automated submissions.

The business and contact information entered into a form is governed by our Privacy Policy and is not treated merely as cookie data.

Do not enter Social Security numbers, banking passwords, payment-card information, or other highly sensitive information into a general website form unless Kaw Valley Financial specifically requests it through an appropriate submission method.

7. Analytics Services

We may use third-party analytics services to understand website traffic and performance.

Analytics providers may use cookies or similar technologies to collect information about website visits and interactions.

The resulting information may be used to:

  • Produce website-traffic reports;

  • Identify technical problems;

  • Understand visitor behavior;

  • Evaluate the effectiveness of website content;

  • Measure campaign performance; and

  • Improve the website.

Analytics information may be processed by the provider on servers located in the United States or other jurisdictions.

8. Advertising and Social-Media Technologies

If advertising, remarketing, conversion-measurement, or social-media technologies are installed, those providers may receive information about your visit to the website.

This information may be used to:

  • Measure whether an advertisement led to a website visit or inquiry;

  • Create audiences for future advertising;

  • Show advertisements on other websites or platforms;

  • Limit how often an advertisement is shown; or

  • Generate aggregated campaign reports.

The provider may associate website activity with other information it already maintains, depending on its technology, your account settings, and its privacy policy.

Kaw Valley Financial does not control the privacy settings of an independent advertising or social-media platform.

9. Embedded Content

Pages may contain embedded content or tools supplied by third parties, such as:

  • Forms;

  • Calendars;

  • Videos;

  • Maps;

  • Calculators;

  • Document portals;

  • Social-media content; or

  • Scheduling applications.

An embedded service may place or access cookies when the page loads or when you interact with the feature.

Your interaction with an embedded service may be governed by that service provider’s privacy policy and terms.

10. How Long Cookies Remain

The length of time a cookie remains on a device depends on its purpose and configuration.

Some cookies expire when the browser closes. Others may remain for a defined period or until they are deleted through browser or device settings.

Third-party providers determine the duration of cookies they place, subject to their settings, policies, and applicable law.

11. Your Cookie Choices

You may be able to control cookies through:

  • A cookie-consent or privacy-preference tool displayed on the website;

  • Your browser settings;

  • Your device settings;

  • The privacy controls offered by analytics, advertising, or social-media providers; and

  • Legally recognized opt-out preference signals, where applicable.

Your available choices may depend on your location, browser, device, and the technologies active on the website.

12. Browser Controls

Most browsers allow users to review, block, or delete cookies.

Browser settings may permit you to:

  • Block all cookies;

  • Block third-party cookies;

  • Delete stored cookies;

  • Receive a warning before a cookie is placed; or

  • Clear cookies when the browser closes.

Blocking all cookies may interfere with forms, security features, saved preferences, and other website functions.

Because browser procedures vary, consult the browser’s settings or help documentation for instructions.

13. Cookie-Preference Tool

When the website displays a cookie-preference tool, you may use it to accept, reject, or manage nonessential cookie categories.

Strictly necessary cookies may remain active because they support basic website operations, security, form processing, or the recording of your privacy choices.

Changing a preference generally affects future cookie activity. It may not automatically delete cookies previously stored on your device. Previously stored cookies may need to be removed through browser settings.

14. Global Privacy Control and Other Opt-Out Signals

Some browsers and extensions can transmit a privacy-preference signal, such as Global Privacy Control, indicating that the user wishes to opt out of certain data uses.

Where applicable law requires recognition of a supported preference signal, we will process that signal as required.

A preference signal may apply only to the browser or device from which it is sent. You may need to enable the signal separately on other browsers and devices.

15. Do Not Track

Some browsers transmit a “Do Not Track” signal.

There is no single universally adopted technical standard governing every website’s response to Do Not Track signals. The website may not respond to such a signal unless response is required by applicable law or supported by the technologies used on the website.

Other legally recognized privacy-preference signals may be handled separately.

16. Sale, Sharing, and Targeted Advertising

Kaw Valley Financial does not sell personal information for money.

Some state privacy laws may define “sale,” “sharing,” or “targeted advertising” more broadly than an ordinary monetary sale.

If advertising technologies used on the website process personal information for targeted or cross-context behavioral advertising, eligible visitors may have the right to opt out of that processing.

Where required, an applicable opt-out method will be provided through the website’s privacy controls or by contacting us.

17. Information About Business Representatives

Kaw Valley Financial primarily serves businesses.

Cookie information may nevertheless identify or relate to an individual business owner, officer, employee, sole proprietor, referral partner, or website visitor.

Where applicable, that information will be handled in accordance with the Privacy Policy and applicable law.

18. Children’s Privacy

The website is intended for business owners, company representatives, referral partners, and other adults.

It is not directed to children under 13, and we do not knowingly use cookies to collect personal information from children under 13.

A parent or legal guardian who believes a child has provided personal information should contact us.

19. Data Security

We use reasonable safeguards intended to protect information collected through the website.

However, no cookie, website, internet transmission, analytics system, or storage platform can be guaranteed to be completely secure.

Visitors should maintain appropriate browser, device, password, and security settings.

20. Changes to This Cookie Notice

We may update this Cookie Notice to reflect changes in:

  • Website technology;

  • Cookie practices;

  • Service providers;

  • Privacy controls;

  • Business operations; or

  • Legal requirements.

The updated notice will be posted on the website with a revised effective date.

Changes become effective when posted unless another effective date is stated.

21. Contact Information

Questions or requests concerning cookies or website tracking technologies may be submitted through the Contact page on KawValleyFinancial.com.

You may also contact:

Kaw Valley Digital, LLC
Doing business as Kaw Valley Financial
Olathe, Kansas
Telephone: 913-353-4974

Please include “Cookie Privacy Request” in your message and provide enough information for us to understand and respond to the request.